1. 100% Safe No stock market fluctuations. Principal and interest guarantees.
2. Tax Deferral Interest earned is tax deferred. No 1099’s (if no withdrawals are taken)
3. Good Returns Attractive yields (plus tax deferral). First year interest rate
   enhancement plus rate option.
4. Liquidity Surrender-free withdrawal features usually limited to 10% free withdrawal annually in most contracts.*
5. Estate Planning Proceeds of a fixed annuity are paid directly to the named beneficiary. Avoid the cost, delay and expense of probate.
6. No Sales Fees 100% of your premium earns interest from day one.
7. Flexibility Between contribution and payout options, there may be a good fit for many people.
8. Diversification Fixed annuities can play an important role in a well-diversified investment portfolio.
9. Guarantees 100% Premium guarantee from the issuing insurance company. Minimum interest rate guarantee. Guaranteed lifetime income options.
10. One of a Kind Because what other accumulation vehicles can provide the 9 great reasons listed here?

There are a lot of Good Reasons to Buy a Fixed Annuity NOW is the Time to Take Action!

*A federal tax penalty of 10% may be assessed on IRA withdrawals made prior to age 59 1/2. You should consult a tax attorney on your specific situation